Can a Landlord Charge for Mold or Water Damage?

Mold/water claims are serious and often disputed. Learn what evidence matters, what to ask for, and how to challenge charges that lack causation proof.

1 min readUpdated January 2026

Mold and water damage can be expensive, but causation matters. Landlords may try to charge tenants automatically, even when the root cause is building maintenance. A dispute should focus on evidence, timeline, and cause.

When the charge can be legitimate

  • There's evidence tenant actions caused water intrusion (case-specific)
  • Tenant failed to report an active leak causing preventable damage (case-specific)
  • Damage is tied to a specific tenant-caused incident and documented

Red flags

  • No report identifying the source of water intrusion
  • Charges include building repairs unrelated to the unit's condition
  • No photos, no timeline, and no causation explanation

What to ask for

  • Inspection reports identifying source and timeline of damage
  • Photos and remediation invoices describing what was done
  • Any prior maintenance history for the affected area

How to dispute

  1. Request evidence identifying the source and timeline.
  2. Dispute any charges not tied to tenant-caused actions.
  3. Ask for itemization separating remediation from unrelated repairs.

Start with the dispute template, then escalate to a demand letter if the landlord won't correct it.

Tip: Use the Deduction Checker to challenge unsupported totals and keep your dispute focused on causation + proof.

Next step

If your landlord missed a deadline or charged questionable deductions, you can generate a demand letter and evidence checklist in minutes.